We are aware of how much your tractor means to you, so don't worry we have it covered!
We are aware of how much your tractor means to you, so don't worry we have it covered!
Miscellaneous Vehicle Insurance
A miscellaneous vehicle policy is an insurance agreement that covers vehicles used for any unique purpose, such as tractors and ambulances. In the event of an accident or damage from a natural or man-made disaster, it provides coverage for your car. It also includes coverage for third-party property and person damages in addition to car coverage.
Ambulance, Cranes, Tractors, Excavators and Drilling Rigs are some of the examples for Miscellaneous vehicles.
Who should buy Miscellaneous Vehicle insurance?
Every vehicle must have at least third-party insurance, according to the Motor Vehicle Act. To safeguard against financial loss in the event that a car is damaged due to an accident or collision, it is ideal for the insured to obtain comprehensive insurance (damage to vehicle + third party liability). The fact that these vehicles are specialized makes their insurance all the more crucial because it will have an influence on the projects or specialized services that they are being used for.
Inclusion of Two Wheeler Insurance
Own Damage Cover
protects against loss or damage to your car resulting from accidents.
Third Party Cover
culpability for harm to or death of, and damage to, third parties' persons and property
Personal accident Cover
Covers compensation for your driver and fellow passengers in the case of injury or death as a result of an accident involving your car (upon payment of an additional premium).why should you buy Miscellaneous vehicle insurance?
Zuno Miscellaneous vehicle insurance policy provides you with more than just mandatory third-party coverage. It gives complete protection for you and your vehicle, against the financial cost of replacing a lost vehicle or repairing a damaged one. It also offers coverage for any injury to your passengers (on payment of additional premium). When you purchase a policy from Zuno, you get coverage from a company that understands your unique needs.
Miscellaneous vehicle Insurance Plans
1. Party Miscellaneous vehicle Insurance Only
By law, this policy must be followed. Any obligation to third-party individuals or property will be protected under this. Your car won't be covered if it gets stolen or gets damaged.2. Package / Comprehensive Miscellaneous vehicle Insurance
Comprehensive policies also cover losses and damages to your vehicle in addition to those to third parties.What is covered in Miscellaneous vehicle insurance?
Damages to your car brought on by collisions, accidents, or natural calamities Theft of your vehicle Personal mishap Coverage for your hired driver with a separate premium Legal responsibility protection for harm your car causes to another person or their property (including death or physical injury)What is not covered in Miscellaneous vehicle insurance?
Consequential loss Wear and tear damages and depreciation Electrical and mechanical failure or breakage when a vehicle is operated outside of a specific location Electrical and mechanical failure or breakage when being driven by someone other than the designated driver as per the driver's clause when a person operating the vehicle does not have a valid license when a person operating the car while under the influence of alcohol or drugs Nuclear risks and dangers from war